Financial hardship should notdecide your pet's care

Apply early, and apply widely
Funding is not guaranteed. Each organisation has its own eligibility requirements, covered treatments, funding limits and application process. Apply as early as you can and, where you are eligible, consider applying to several programmes — most will not reimburse costs after treatment has already been completed or paid for.
Veterinary financial assistance grants
Frankie's Friends
Provides grants for lifesaving emergency and specialty veterinary care for family-owned pets whose caregivers cannot afford the full cost of treatment. Pets generally must have been evaluated by a veterinarian, have a treatment plan, and have a good prognosis.
Best for: Emergency or specialty treatment for pets with a favourable prognosis.
Complete the financial assistance application.
frankiesfriends.com— Frankie's Friends (opens in a new tab)RedRover Relief
Provides Urgent Care grants for pets requiring urgent or lifesaving veterinary treatment when their families are experiencing financial hardship. Grants are generally intended to help fill a funding gap rather than cover the entire veterinary bill.
Best for: Urgent or life-threatening conditions when additional financial assistance is needed.
Complete the Urgent Care grant application.
redrover.org— RedRover Relief (opens in a new tab)Brown Dog Foundation
Provides financial assistance for veterinary treatment when a family is experiencing temporary financial hardship and cannot fully afford their pet's necessary care.
Best for: Unexpected veterinary illness or injury when the owner cannot afford the full treatment cost.
Complete the Request for Assistance / prequalification process.
browndogfoundation.org— Brown Dog Foundation (opens in a new tab)Paws 4 A Cure
Provides financial assistance for urgent veterinary treatment for dogs and cats throughout the United States. Assistance may be available for illnesses, injuries, medications, and other medically necessary treatment.
Best for: Dogs and cats requiring urgent veterinary care.
Complete the Ask for Help application.
paws4acure.org— Paws 4 A Cure (opens in a new tab)Bow Wow Buddies Foundation
Provides financial assistance to families experiencing financial hardship when a dog requires necessary medical treatment.
Best for: Dogs requiring significant medical or surgical treatment, including certain injuries and orthopedic conditions.
Review the current grant requirements.
bowwowbuddies.com— Bow Wow Buddies Foundation (opens in a new tab)The Onyx & Breezy Foundation
Provides financial assistance for animal medical treatment to qualifying applicants experiencing financial hardship. Documentation of financial need, diagnosis, prognosis, and a veterinary estimate may be required.
Best for: Pet owners with an established diagnosis and treatment plan who can document financial hardship.
Review the current application requirements.
onyxandbreezy.org— The Onyx & Breezy Foundation (opens in a new tab)The Mosby Foundation
Provides financial assistance for dogs requiring medical treatment when their owners cannot afford the full cost of care. Assistance is generally intended for non-routine veterinary treatment.
Best for: Dogs with an established diagnosis and treatment plan.
Complete the prequalification application.
themosbyfoundation.org— The Mosby Foundation (opens in a new tab)Rose's Fund for Animals
Provides financial assistance for veterinary care when a pet has a reasonable prognosis for a healthy life but the owner is experiencing financial hardship.
Best for: Pets with treatable medical conditions and a favourable prognosis.
Review current eligibility and application availability.
rosesfund.com— Rose's Fund for Animals (opens in a new tab)Pet Assistance, Inc.
Provides limited assistance for urgent or life-threatening veterinary problems when established pet owners experience an unexpected financial crisis. Owners may be required to contribute toward the treatment cost.
Best for: Unexpected veterinary emergencies when the owner can contribute a portion of the treatment expense.
Review the financial assistance requirements.
petassistanceinc.org— Pet Assistance, Inc. (opens in a new tab)Baum Foundation
May provide financial assistance toward veterinary care for pet owners experiencing financial hardship. Availability and eligibility are determined on an individual basis.
Contact the foundation directly for current eligibility and application information.
baumfoundation@gmail.comThe Pet Project for Pets
South FloridaA South Florida nonprofit providing assistance to pet owners experiencing financial hardship, with a focus on helping people keep their pets at home. Services may include reduced-cost veterinary care and other pet-related assistance.
Best for: Qualifying South Florida pet owners experiencing financial hardship.
Complete the initial eligibility screening.
thepetprojectfl.org— The Pet Project for Pets (opens in a new tab)Shakespeare Animal Fund
Provides emergency veterinary assistance primarily to qualifying elderly, disabled, veteran, and low-income pet owners. Geographic restrictions apply, so applicants should confirm that assistance is currently available in their area.
Best for: Qualifying low-income pet owners within supported geographic areas.
Review current eligibility requirements.
shakespeareanimalfund.org— Shakespeare Animal Fund (opens in a new tab)
Raising funds yourself
If grants and financing do not cover the whole estimate, a campaign shared with your own network can close the gap.
Waggle
A nonprofit crowdfunding platform specifically for veterinary care. Pet owners can create a campaign for their pet's treatment and share it with friends, family, and the community.
Best for: Raising additional funds toward a veterinary estimate when grants or financing do not cover the full treatment cost.
Create a veterinary fundraising campaign.
waggle.org— Waggle (opens in a new tab)GoFundMe
Allows pet owners to create an online fundraiser to help cover veterinary bills, emergency treatment, surgery, medications, and other medical expenses. Owners can explain their pet's condition and recommended treatment, set a fundraising goal, and share the campaign with friends, family, coworkers, social media, and their community.
Best for: Pet owners who would like to raise funds from their personal network and community.
Start a fundraiser for your pet's veterinary care.
gofundme.com— GoFundMe (opens in a new tab)
Helpful tip. Include a clear photo of your pet, a brief explanation of the diagnosis and recommended treatment, and the estimated cost of care. Specific, transparent information helps donors understand how their contributions will be used.
What most programmeswill ask you for
Gathering these first makes every subsequent application faster, and several organisations will not open a file without them.
- Your pet's medical records and confirmed diagnosis
- A recommended treatment or surgical plan
- A written veterinary estimate
- Information regarding your pet's prognosis
- Documentation demonstrating financial hardship
- Proof of your contribution toward treatment
- Results from CareCredit, Scratch Pay, Cherry or other financing applications
- Documentation of applications to other charitable organisations
We can help with your application
If your pet has been evaluated by Surgery For Pets, our team is happy to provide the medical records, diagnosis, recommended treatment plan, prognosis and written surgical estimate that many financial assistance applications require.
These organisations and crowdfunding platforms are independent of Surgery For Pets. We cannot guarantee approval, funding availability, grant amounts, or processing times. Eligibility requirements, geographic restrictions, funding amounts and programme availability may change — please verify current requirements directly with each organisation before applying.
After-hours emergency
If your pet is in distress outside our hours, call us first — we will direct you to the right care immediately.

When your petneeds surgery, everydecision matters.
Send us the details and any records you already have. We will call you within one business day with a plan and a price — and no obligation to go ahead.
Monday – Friday, 8:00 AM – 6:00 PM · After-hours emergency by availability
